Business asset funding

Asset Finance for Business Equipment, Vehicles and Growth

Finance support for businesses looking to acquire or refinance assets without relying solely on cash reserves.

Asset finance routes
VehiclesEquipmentMachineryTechnology
01

Identify the asset, purpose and funding requirement.

02

Review trading profile, affordability and asset details.

03

Explore suitable structures with clear next steps.

Asset finance may help businesses acquire vehicles, machinery, technology or other equipment needed for trading and growth. AP Commercial Finance helps you explore suitable options based on the asset, business profile and repayment affordability.

Important information.

Asset finance is subject to status, lender criteria, affordability, valuation and underwriting. Security may be required and your property may be at risk if you do not keep up repayments on a mortgage or other loan secured against it. We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.

What it can be used for

  • Vehicles and commercial fleets
  • Machinery and plant
  • Business equipment
  • Technology and office assets
  • Refinancing existing eligible assets

Who it may suit

  • Trading businesses
  • Contractors and operators
  • Professional firms
  • Manufacturing, logistics and construction businesses
  • Companies investing in productivity

What lenders may consider

  • Asset type, age and value
  • Business trading history
  • Affordability and cash flow
  • Deposit or VAT position where relevant
  • Ownership structure and lender criteria

How AP helps

Clear support from enquiry to completion

We take time to understand the requirement, identify the lending considerations and help present the case clearly. We do not promise outcomes, but we do help you move forward with a structured approach.

1

Understand

We review the funding need, property or business background.

2

Structure

We consider security, affordability, timing and lender criteria.

3

Package

We help gather relevant information before an application proceeds.

4

Support

We guide you through next steps, underwriting and completion where applicable.

Related finance options

Explore related solutions

FAQs

Asset Finance FAQs

What assets can be financed?

Eligible assets may include vehicles, machinery, equipment, technology and other business assets, depending on lender criteria and asset suitability.

Does the business need trading history?

Trading history can help, but criteria vary. Lenders may consider accounts, bank statements, asset type and repayment affordability.

Can existing assets be refinanced?

In some cases, eligible assets may be refinanced to release capital or restructure borrowing, subject to valuation and lender criteria.

Your funding starts here

Ready to discuss asset finance?

Speak to AP Commercial Finance about your circumstances and funding objectives.

Start your asset finance enquiry

Tell us what you are trying to achieve. We will review your enquiry and contact you about suitable next steps.

Please do not send bank details, passwords, full card details or sensitive documents through this form.

Important: AP Commercial Finance Limited is a credit broker, not a lender. Finance is subject to status, lender criteria, affordability, valuation and underwriting.

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