AP Commercial Finance Limited Call 01277 287 815

Cash-flow finance

Invoice Finance for Business Cash Flow

Funding support for businesses that invoice other businesses and want to release cash tied up in unpaid invoices.

Start a Finance Enquiry Call 01277 287 815
Invoice finance
Unpaid invoicesCash flowB2B trading
01

Review your invoicing cycle and debtor profile.

02

Consider facility structure, suitability and key conditions.

03

Support next-step discussions with suitable funding routes.

Invoice finance can help improve working capital by releasing funding against eligible unpaid invoices. AP Commercial Finance helps businesses consider whether invoice finance is suitable for their trading model and customer base.

Important information.

Invoice finance is subject to status, lender criteria, affordability, valuation and underwriting. Security may be required and your property may be at risk if you do not keep up repayments on a mortgage or other loan secured against it. We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.

What it can be used for

  • Improving cash flow
  • Supporting growth where invoices are paid on terms
  • Managing supplier or payroll timing
  • Funding larger orders or contracts
  • Reducing pressure from late customer payments

Who it may suit

  • B2B trading businesses
  • Recruitment, logistics and manufacturing firms
  • Wholesalers and suppliers
  • Businesses with regular invoice cycles
  • Companies growing faster than cash is collected

What lenders may consider

  • Invoice quality and debtor profile
  • Customer concentration
  • Trading history
  • Credit control process
  • Contract terms and dispute levels

How AP helps

Clear support from enquiry to completion

We take time to understand the requirement, identify the lending considerations and help present the case clearly. We do not promise outcomes, but we do help you move forward with a structured approach.

1

Understand

We review the funding need, property or business background.

2

Structure

We consider security, affordability, timing and lender criteria.

3

Package

We help gather relevant information before an application proceeds.

4

Support

We guide you through next steps, underwriting and completion where applicable.

Related finance options

Explore related solutions

FAQs

Invoice Finance FAQs

How does invoice finance work?

Invoice finance can provide funding against eligible unpaid invoices, with the balance released once the customer pays, less fees and charges.

Is invoice finance only for large companies?

No. It may suit a range of businesses that invoice other businesses, although eligibility depends on turnover, debtor quality and lender criteria.

Will my customers know?

Some facilities are disclosed and some may be confidential, depending on the lender and facility structure.

Your funding starts here

Ready to discuss invoice finance?

Speak to AP Commercial Finance about your circumstances and funding objectives.

Start a Finance Enquiry Call 01277 287 815

Start your invoice finance enquiry

Tell us what you are trying to achieve. We will review your enquiry and contact you about suitable next steps.

Please do not send bank details, passwords, full card details or sensitive documents through this form.

Important: AP Commercial Finance Limited is a credit broker, not a lender. Finance is subject to status, lender criteria, affordability, valuation and underwriting.

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