Insights & Guides

Commercial Finance Guides

Clear, practical guides for business owners, landlords, developers and investors exploring commercial finance.

Finance areas

CommercialPropertyBusiness Funding

Understand your requirement and lending considerations.

Explore suitable options subject to status and lender criteria.

Support through application, underwriting and completion.

Helpful content

Learn before you apply

Use these guides to understand common lending considerations before speaking with a specialist.

A commercial mortgage is a loan usually secured against commercial property, such as business premises or investment property.

Commercial mortgage criteria can vary by lender, property type and borrower circumstances. This guide outlines common areas lenders may review.

Commercial mortgages and bridging finance can both support property funding, but they are usually designed for different purposes and timescales.

Semi-commercial property usually contains both commercial and residential elements, such as a shop with flats above.

The right route depends on the scale of works, planning position, cost schedule, borrower experience and exit strategy.

Your funding starts here

Speak to AP Commercial Finance about your property, project or business funding need.