AP Commercial Finance Limited Call 01277 287 815

Property development funding

Development Finance for Property Projects and Site Progression

Structured funding support for developers planning ground-up schemes, conversions, heavy refurbishment or phased works.

Start a Finance Enquiry Call 01277 287 815
Development funding
Site acquisitionBuild costsStaged drawdowns
01

Review the project, planning status and developer experience.

02

Consider appraisal, costs, contingency and exit strategy.

03

Support lender conversations through drawdown and completion stages.

Development finance is designed to support property projects where funds may be released in stages against the progress of works. AP Commercial Finance helps developers and investors understand funding structure, lender expectations and the importance of costings, experience and exit planning.

Important information.

Development finance is subject to status, lender criteria, affordability, valuation and underwriting. Security may be required and your property may be at risk if you do not keep up repayments on a mortgage or other loan secured against it. We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.

What it can be used for

  • Ground-up residential or commercial developments
  • Conversions and change-of-use projects
  • Heavy refurbishment schemes
  • Site acquisition combined with build costs
  • Phased development facilities

Who it may suit

  • Experienced developers
  • Property investors undertaking larger works
  • Landowners with planning or development potential
  • Companies converting or improving commercial property
  • Joint venture or SPV borrowers

What lenders may consider

  • Planning position and permissions
  • Gross development value and valuation
  • Build costs, contingency and professional team
  • Developer experience
  • Exit route, sales strategy or refinance plan

How AP helps

Clear support from enquiry to completion

We take time to understand the requirement, identify the lending considerations and help present the case clearly. We do not promise outcomes, but we do help you move forward with a structured approach.

1

Understand

We review the funding need, property or business background.

2

Structure

We consider security, affordability, timing and lender criteria.

3

Package

We help gather relevant information before an application proceeds.

4

Support

We guide you through next steps, underwriting and completion where applicable.

Related finance options

Explore related solutions

FAQs

Development Finance FAQs

How is development finance usually released?

Development finance is commonly structured with an initial advance and staged drawdowns as works progress, subject to monitoring and lender approval.

Will lenders consider refurbishment projects?

Yes, depending on the scale of works, property, borrower experience, costings and exit route. Some lighter projects may suit refurbishment or bridging finance instead.

What documents may be needed?

Typical information can include planning documents, cost schedules, project appraisal, professional team details, valuation reports and exit strategy evidence.

Your funding starts here

Ready to discuss development finance?

Speak to AP Commercial Finance about your circumstances and funding objectives.

Start a Finance Enquiry Call 01277 287 815

Start your development finance enquiry

Tell us what you are trying to achieve. We will review your enquiry and contact you about suitable next steps.

Please do not send bank details, passwords, full card details or sensitive documents through this form.

Important: AP Commercial Finance Limited is a credit broker, not a lender. Finance is subject to status, lender criteria, affordability, valuation and underwriting.

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