AP Commercial Finance Limited Call 01277 287 815

Commercial property finance

Commercial Mortgage Broker for Business Owners, Landlords and Property Investors

Support for purchasing, refinancing or restructuring commercial property finance, with clear guidance from enquiry to completion.

Start a Finance Enquiry Call 01277 287 815
Commercial mortgage routes
Owner-occupied premisesSemi-commercial assetsInvestment property
01

Purchase, refinance or restructure commercial property finance.

02

Review affordability, security, valuation and lender criteria.

03

Package the case clearly for lender review.

Commercial mortgages can help businesses and investors purchase or refinance premises, investment property, semi-commercial buildings and mixed-use assets. AP Commercial Finance helps you understand the lending considerations, package the application and explore suitable routes.

Important information.

Commercial mortgages are subject to status, lender criteria, affordability, valuation and underwriting. Security may be required and your property may be at risk if you do not keep up repayments on a mortgage or other loan secured against it. We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.

What it can be used for

  • Buying business premises
  • Refinancing an existing commercial mortgage
  • Releasing equity from commercial property
  • Purchasing semi-commercial or mixed-use property
  • Supporting commercial property investment

Who it may suit

  • Owner-managed businesses
  • Limited companies and company directors
  • Commercial landlords
  • Property investors
  • Professional practices and trading businesses

What lenders may consider

  • Property type, location and valuation
  • Deposit, equity and loan-to-value position
  • Trading accounts, rental income or repayment strategy
  • Applicant profile and credit background
  • Affordability, lease terms and lender appetite

How AP helps

Clear support from enquiry to completion

We take time to understand the requirement, identify the lending considerations and help present the case clearly. We do not promise outcomes, but we do help you move forward with a structured approach.

1

Understand

We review the funding need, property or business background.

2

Structure

We consider security, affordability, timing and lender criteria.

3

Package

We help gather relevant information before an application proceeds.

4

Support

We guide you through next steps, underwriting and completion where applicable.

Related finance options

Explore related solutions

FAQs

Commercial Mortgages FAQs

What can a commercial mortgage be used for?

A commercial mortgage may be used to purchase or refinance business premises, commercial investment property, mixed-use buildings or other eligible commercial property. The exact use will depend on lender criteria and the details of the transaction.

Is a commercial mortgage regulated?

Some commercial finance is unregulated, while some circumstances may bring a facility within regulated activity. We will explain the position based on your circumstances and the product being considered.

What information may lenders request?

Lenders may ask for accounts, bank statements, property details, leases, asset and liability information, valuation reports and details of the proposed repayment strategy.

Your funding starts here

Ready to discuss commercial mortgages?

Speak to AP Commercial Finance about your circumstances and funding objectives.

Start a Finance Enquiry Call 01277 287 815

Start your commercial mortgages enquiry

Tell us what you are trying to achieve. We will review your enquiry and contact you about suitable next steps.

Please do not send bank details, passwords, full card details or sensitive documents through this form.

Important: AP Commercial Finance Limited is a credit broker, not a lender. Finance is subject to status, lender criteria, affordability, valuation and underwriting.

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